Corporate social responsibility may be viewed as the integration of social, ethical and environmental concerns with normal business
practices in order to further appeal to employees, customers, communities and any other possible stakeholders. Corporate social
responsibility is not limited to the giving and monetary donations but instead is the development and implementation of any processes
and procedures that can potentially 
improve the welfare of the surrounding communities. Corporate social responsibility is critical for a number
of reasons, one of the most important being the compliance with any current laws and regulations.
Understanding your finances can help to put you on the road to recovery if your finances seem unmanageable. As part of our efforts to expand corporate social responsibility and consciousness in our industry, we began holding financial literacy courses several times a year beginning in 2009. Participants learn everything from the basics of banking to how to improve their credit and understanding of loan products. Our current collaboration is with Better Living Communities located in St. Louis, Missouri, an organization that has been dedicated to improving the St. Louis community for decades by assisting individuals and families in urban, economically depressed areas. This includes support and maintenance of homes in order to keep them in safe working order, and the development of new, affordable housing to better the quality of life of people in specific neighborhoods.
In addition to being an advocate of financial literacy, Payday Loans Across America and its affiliates are dedicated to making regular contributions to a number or community and non-profit organizations.
Our Wishing On a Star Trivia Night to benefit the Make-A-Wish Foundation® has raised a net contribution of over $80,000 over the past eight years. PH Financial Services has supported both the Missouri and Los Angeles chapters the foundation.
Our Pennies for a Change Bowl-a-Thon is another annual event in which all participants pledge to donate .$10 per point. Several thousand dollars have been raised for local chapters of the United Way.
We have collected over 10,700 food items for communities in which we serve.We've also prepared over 500 meals to the friends, family and supporters of the American Cancer Society.
We've collected over 2,800 toys for children since 2007.
