Title Loans in California
A Title Loan is a type installment loan that allows the borrower to use their car title as collateral.
Borrowers who get title loans must allow us to place a lien on their car title, and temporarily surrender
their vehicle title, in exchange for a loan amount. You are still allowed to use your car! The borrower's
loan amount will be determined upon two main factors: the current value of the car and your income. All
stores that offer title loans do a FREE car evaluation so stop in today at a location near you to see how
much money you can get! Call one of our Store Locations for more details!
To qualify you must simply have a valid identification, an open and active checking account and a verifiable income. Please contact the appropriate
Location for more details.
As a state-licensed, direct installment loan lender, QFundsm and its affiliates abide by the state’s installment lending laws. We are state and federally
regulated.
All services are subject to location participation. To find out what services are available in your area, find a store near you.
How Do I Apply?
California Title Loan Rates
Collateral Value* |
Amount Financed |
Annual Percentage Rate** |
Vehicle Lien Filing Fee |
Administrative Fee |
Finance Charge Includes Admin Fee |
Total Of Payments |
Monthly Payment Amount |
The vehicle minimum appraised value |
The amount of credit provided to you on your behalf |
The cost of your credit as a yearly rate |
The cost to add company as a lienholder |
The fee to cover expenses related to record keeping and/or other administrative costs |
The dollar amount the credit will cost you |
The amount you will have paid after you have made all payments as scheduled |
Your minimum monthly payment amount |
$3,250.00 |
$2,600.00 |
150.00% |
$15.00 |
$75.00 |
$5,765.80 |
$8,365.80 |
$345.45 |
*Based on Vehicle Evaluation completed prior to completion of loan
**ANNUAL Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. APR's are based on example loan terms of 24 installments due over 24 months. The APR for this product ranges from 126.00% to 174.00%. Loan amounts range from $2600.00 to $10,000.00 based on your vehicle evaluation and your credit score.
Customer Notice
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